What is the processing fee?

The processing fee is shown as 1% + GST.

What is the maximum home loan tenure?

The maximum tenure is 30 years.

What CIBIL score is preferred?

A 700+ CIBIL score is preferred for competitive pricing.

What documents are required?

KYC, income and property documents are required as listed in the Documents tab.

Can I transfer my existing home loan to Piramal Finance?

Yes. Home loan balance transfer is available for eligible borrowers.

Piramal Finance Home Loan

Piramal Finance offers home loans for purchase, construction, top ups, and balance transfers, with solutions for salaried and self employed borrowers. Butter Money helps you compare suitable choices and apply with simple, dependable support. Apply confidently.

Interest Rate

9.90%

p.a. onwards

₹

Processing Fee

+ GST

Max Tenure

30 Years

Max LTV

Up to 80%

✦Benefits with Butter Money✦

Zero Hidden Charges

Transparent pricing you can trust

Fast Approval

Quick approvals with less paperwork

Loan Assistance

Expert guidance at every step

Exciting Cashbacks

Save more with exclusive offers

About Piramal Finance Home Loan

Piramal Finance is an NBFC known for serving diverse Indian borrowers with home purchase, construction, transfer, and top up loans through digital and branch support, for eligible borrowers.

Home purchase financing

Construction finance

Balance transfer option

Top-up funding available

Salaried & self-employed options

Up to 30-year tenure

Piramal Finance Interest Rates 2026

Based on CIBIL Score & Applicant Type

CIBIL Score	Salaried	Self Employed
800–900	9.90%–10.10%	10.10%–10.80%
750–799	10.10%–10.30%	10.80%–11.00%
700–749	10.30%–10.80%	11.00%–11.30%
650–699	Not published	Not published

Fees & Charges

Charge TypeDetails

Processing Fee1% + GST

Legal & Valuation Fee₹3,000–₹5,000 (actuals)

Stamp Duty (MODT)0.5% (state-specific)

CERSAI Registration₹200–₹500

Compare Top Banks

BANKRATE

HDFC Bank7.15% onwards

Bajaj Housing Finance7.20% onwards

SBI7.25% onwards

Piramal Finance9.90% onwards

Popular Piramal Finance Schemes

Find the right product for your needs

Scheme Name	Best Suited For	Interest Rate
Home Loan	Home purchase or construction	9.90% onwards
Home Loan Balance Transfer	Existing home loan transfer	9.90% onwards
Top-Up Loan	Additional funding	10.90% onwards

Home Loan EMI Calculator

Move the sliders to see how the loan amount, interest rate and tenure change your monthly EMI and total interest outgo.

Loan Amount

₹1,00,00,000

₹10,00,000₹10,00,00,000

Interest Rate

%9.9

6%20%

Loan Tenure

Yrs15

1 Yr30 Yrs

YOUR MONTHLY EMI

₹1,06,850

for 15 years at 9.9% p.a.

Principal amount

₹1,00,00,000

Total interest

₹92,32,922

Total amount payable₹1,92,32,922

Illustrative calculation based on the selected rate. The rate defaults to 9.9% p.a., the best applicable starting rate. Your actual EMI depends on the rate offered to you.