What is the processing fee?

The page shows a starting processing charge of ₹5,000 + GST.

What is the maximum home loan tenure?

The maximum tenure is 30 years.

What CIBIL score is preferred?

A higher CIBIL score can qualify for more competitive pricing; the published ranges are shown above.

What documents are required?

KYC, income and property documents are required as listed in the Documents tab.

Can I transfer my existing home loan to Bajaj Housing Finance?

Yes. Home loan balance transfer is available for eligible borrowers.

Bajaj Housing Finance Home Loan

Bajaj Housing Finance provides home loans for purchase, construction, plots, and balance transfers, with long tenures and flexible repayment choices. Butter Money helps you compare options and complete your application with clear, trusted assistance. Apply confidently.

Interest Rate

7.20%

p.a. onwards

₹

Processing Fee

₹5,000

+ GST

Max Tenure

30 Years

Max LTV

Up to 100%

✦Benefits with Butter Money✦

Zero Hidden Charges

Transparent pricing you can trust

Fast Approval

Quick approvals with less paperwork

Loan Assistance

Expert guidance at every step

Exciting Cashbacks

Save more with exclusive offers

About Bajaj Housing Finance Home Loan

Bajaj Housing Finance is a housing finance company known for large loan amounts, long tenures, and financing for home purchase, construction, plots, and transfers, supporting eligible borrowers.

Home purchase financing

Construction finance

Balance transfer option

Top-up funding available

Plot loan option

Flexible repayment options

Bajaj Housing Finance Interest Rates 2026

Based on CIBIL Score & Applicant Type

CIBIL Score	Salaried	Self Employed
800–900	7.20%–8.80%	7.20%–8.80%
750–799	7.50%–8.85%	7.50%–8.85%
700–749	7.85%–9.35%	7.85%–9.35%
650–699	Not published	Not published

Fees & Charges

Charge TypeDetails

Processing Fee₹5,000 + GST

Legal & Valuation Fee₹3,000–₹5,000 (actuals)

Stamp Duty (MODT)0.5% (state-specific)

CERSAI Registration₹200–₹500

Compare Top Banks

BANKRATE

HDFC Bank7.15% onwards

Bajaj Housing Finance7.20% onwards

SBI7.25% onwards

ICICI Bank7.40% onwards

Popular Bajaj Housing Finance Schemes

Find the right product for your needs

Scheme Name	Best Suited For	Interest Rate
Fresh Home Loan	Home purchase or construction	7.20% onwards
Plot Loan	Residential plot purchase	7.20% onwards
Balance Transfer	Existing home loan transfer	7.20% onwards
Top-Up Loan	Additional funding	8.20% onwards

Home Loan EMI Calculator

Move the sliders to see how the loan amount, interest rate and tenure change your monthly EMI and total interest outgo.

Loan Amount

₹1,00,00,000

₹10,00,000₹10,00,00,000

Interest Rate

%7.2

6%20%

Loan Tenure

Yrs15

1 Yr30 Yrs

YOUR MONTHLY EMI

₹91,005

for 15 years at 7.2% p.a.

Principal amount

₹1,00,00,000

Total interest

₹63,80,841

Total amount payable₹1,63,80,841

Illustrative calculation based on the selected rate. The rate defaults to 7.2% p.a., the best applicable starting rate. Your actual EMI depends on the rate offered to you.