What is the processing fee?

The processing fee is 0.50% of the loan amount + GST.

What is the maximum home loan tenure?

The maximum tenure is 30 years, subject to eligibility.

What CIBIL score is preferred?

A 700+ CIBIL score is preferred for competitive pricing.

What documents are required?

KYC, income and property documents are required as listed in the Documents tab.

Can I transfer my existing home loan to ICICI Bank?

Yes. ICICI Bank offers home loan balance transfer for eligible borrowers.

ICICI Bank Home Loan

ICICI Bank offers home loans for purchase, construction, renovation, land, and balance transfers, supported by digital servicing and flexible tenures. Butter Money helps you compare choices and apply with simple, dependable guidance throughout. Apply with confidence.

Interest Rate

8.50%

p.a. onwards

₹

Processing Fee

0.50%

+ GST

Max Tenure

30 Years

Max LTV

Up to 80%

✦Benefits with Butter Money✦

Zero Hidden Charges

Transparent pricing you can trust

Fast Approval

Quick approvals with less paperwork

Loan Assistance

Expert guidance at every step

Exciting Cashbacks

Save more with exclusive offers

About ICICI Bank Home Loan

ICICI Bank is a major private sector bank recognised for digital home loan servicing, flexible products, and financing for purchase, construction, land, renovation, and transfers, for eligible borrowers.

Home purchase financing

Construction & renovation

Land loan option

Balance transfer facility

Top-up loan option

Digital application support

ICICI Bank Interest Rates 2026

Based on CIBIL Score & Applicant Type

CIBIL Score	Salaried	Self Employed
800–900	8.50%	8.50%
750–799	8.50%	8.60%
700–749	8.50%–9.40%	8.50%–9.55%
650–699	Not separately published	Not separately published

Fees & Charges

Charge TypeDetails

Processing Fee0.50% + GST

Legal & Valuation Fee₹3,000–₹5,000 (actuals)

Stamp Duty (MODT)0.5% (state-specific)

CERSAI Registration₹200–₹500

Compare Top Banks

BANKRATE

HDFC Bank7.15% onwards

Bajaj Housing Finance7.20% onwards

SBI7.25% onwards

ICICI Bank8.50% onwards

Popular ICICI Bank Schemes

Find the right product for your needs

Scheme Name	Best Suited For	Interest Rate
Fresh Home Loan	Home purchase or construction	8.50% onwards
Land Loan	Residential plot purchase	8.50% onwards
Balance Transfer	Existing home loan transfer	8.50% onwards
Top-Up Loan	Additional funding	9.50% onwards

Home Loan EMI Calculator

Move the sliders to see how the loan amount, interest rate and tenure change your monthly EMI and total interest outgo.

Loan Amount

₹1,00,00,000

₹10,00,000₹10,00,00,000

Interest Rate

%8.5

6%20%

Loan Tenure

Yrs15

1 Yr30 Yrs

YOUR MONTHLY EMI

₹98,474

for 15 years at 8.5% p.a.

Principal amount

₹1,00,00,000

Total interest

₹77,25,312

Total amount payable₹1,77,25,312

Illustrative calculation based on the selected rate. The rate defaults to 8.5% p.a., the best applicable starting rate. Your actual EMI depends on the rate offered to you.